All women love to render their appearance more attractive through several eye catching accessories. Earrings in particular are used by most women to enhance their looks. We all like to wear earrings on a daily basis, and for special occasions, we wish to flaunt our unique sense of style by choosing earrings that are glamorous,…
Diamond appraisal is a vital activity for any new diamond buyer. Diamond Appraisal is a method whereby an expert diamond appraiser, or experienced diamond examiner, does a series of inspections of the various qualities of a diamond to establish the grade of the diamond which then helps to set its actual value.
Such things as the color and clarity, for example, of the diamond are inspected with sophisticated equipment and the diamond is compared with a number of other diamonds whose characteristics are known and established.
Each quality can be measured and the appraiser has a chart of the various gradings that can be attributed to each characteristic.
For example. Fluorescence has the following grades, each of which, when established, would affect the overall value of the diamond.
N, NO, NON, – No Fluorescence F, FB, FT, FA, – Faint or Faint Blue Fluorescence SL, SLB, SLT, – Slight Fluorescence M, MO, ME, MD – Medium or Moderate Fluorescence S, ST, STB, STG, – Strong Fluorescence E, EX, EXB, EF, – Extreme Fluorescence
A diamond with extreme fluorescence would have a great value than that with little or no fluorescence.
Other characteristics such as color, polish, symmetry, girdle, clarity among others, are all taken into account when a diamond is being assessed or evaluated.
When a diamond has been appraised, a certificate is issued which outlines the gradings of the various qualities of the diamond. The appraiser, however, does not value the diamond. He simply shows the grading of the various qualities such as color, clarity, cut and of course carat weight, among others. An independent jeweler can give an estimate of the value based upon the appraisal. One could even get a very good idea oneself by browsing online and doing a comparative study of the various gradings of the diamonds available online.
Some jewelers simply emphasis the weight of a diamond and do not discuss other important factors such as the cut, color, clarity and carat weight (known as the 4Cs). Partially because they do not want to confuse the buyer but also in some cases, because they do not want to discuss the possible lower grading that particular diamond has received (as you can be assured that the diamond will have been appraised at one time or another so it’s true value will be known) if it is being sold at a price that a higher grade diamond would get, since this might affect their profit margin.
Oh, and a certificate which a jeweler has run up, by the way, is not the same as an authentic appraisal certificate from an established gemological laboratory. As in many buying situations it is a case of “buyer beware”, and there is no substitute for knowing your product and doing some due diligence on it. More information about appraisal and where to get it is at
Price of Diamonds.
If you want to rest assured that the diamond you are buying is genuine and worth something close to what you paid for it, then it should be independently appraised. This means paying a recognized gemological laboratory to appraise the diamond and list out, on a certificate the gradings of the qualities of the diamond so a true value can be established. The cost is usually minimal, especially compared to the value of the diamond, and it may save some unpleasant shocks later down the track if you ever come to sell the diamond.
In addition it is often a requirement by insurance companies as they also want to be sure, in the event they have to make a payout, that it is on a genuinely graded diamond and not a inferior stone.
Many jewelers are now offering policies of money back guarantees when you buy a loose diamond or a piece of jewelry containing diamonds. This is to show the customers that the diamonds they sell are authentic and are worth the money they pay.
You do have to understand the policies for money back guarantee diamonds though and know that the return policy is not the same for all jewelers. You should always ask about this guarantee when you purchase a diamond. You should also ask about the Kimberley certificate for the diamond to ensure that it is a non-conflict diamond.
A non conflict diamond is one that comes from a country where the sale of diamonds goes towards supporting the economy of the country as a whole. This name has been given to diamonds from some countries because there are parts of the world where the mining of diamonds is a business used to support wars and terrorist acts.
The UN has a published list of country names from which diamonds can legally be imported. They must be accompanied by a Kimberley certificate attesting to the fact that they are not blood diamonds or conflict diamonds.
Legitimate jewelers will gladly show you this certificate when you want to buy a diamond or at least refer to their supplier to find out if the supplier has such a certificate. Once you ascertain the legitimacy of the diamond, you should ask about the policy for a money back guarantee. Diamonds sold under such policies can be returned for a full refund within a time frame set by the retailer. This can be for any reason.
If you do purchase a diamond and then find the same one at a lower price from another jeweler, you can also take advantage of the money back guarantee diamonds policy. Usually the time frame for this is 90 days and basically means that if you find the same diamond at a lower price and the jeweler can verify it is the same stone, you will receive a refund of the difference between the prices.
When you purchase a diamond, you will receive a certificate of authenticity, which may or may not include an appraisal of the diamond. This certificate only attests to the fact that the diamond is real and is not a cubic zirconium diamond, which is man-made. You can have the diamond appraised yourself at one of three internationally recognized gemological institutes.
If the diamond is loose, you can choose GIA or EGL, but ICI appraisals does analyze the stone when it is set in a piece of jewelry. If you find that the stone has not been appraised for the amount you pay, then you can return it to the jeweler taking advantage of the policy for money back guarantee diamonds.
An appraisal of a diamond is an important part of being able to insure the loose diamond or the jewelry. Insurance providers require this certificate so that they have proof of the estimated retail value of the stone should it be lost or stolen. IGI appraisals will give you details about the diamond related to the four C?s ? cut, clarity, color and carat.
The carat is the weight of the diamond and while this does translate into a higher price, the other factors affect how much you pay for it as well. The highest priced diamond is one that is pure white with no imperfections, which can be natural flaws or flaws caused in the cutting process.
Buying a diamond is an expensive proposition and you must make sure that you get the best value for your money. Jewelers selling money back guarantee diamonds also have other aspects of the policy that are of interest, such as being able to upgrade to a more expensive diamond by only paying the difference between the one you previously purchased and the one you now want and free cleanings for life.
The majority of us are real amateurs when it comes to buying diamond amethyst rings and other kinds of diamond jewelry. There are quite a few things to take into account when you assess the comparative worth of diamonds; these are centered round the four Cs which are carat, color, cut and clarity. If you haven?t already bought some diamonds then the probability that you will have no clue is quite high. And this is quite common whether it is diamond citrine rings you are looking for or any other type of diamond jewelry for that matter.
Here we will discuss some tips you can use the next time you are confronted with shopping for diamond citrine rings. Make sure you always get a guarantee with the diamond amethyst rings or any other piece of diamond jewelry that you buy. This is an absolute necessity. Even if the seller provides you some paperwork which talks about the quality of the diamond, insist on a written guarantee. If they don?t provide you one, just forget about purchasing from them.
The size of the diamonds should not be the only deciding factor when you have to choose from diamond citrine rings or diamond amethyst rings. That big diamonds are worth more is definitely not true. Of the four Cs, carat weight is just one. And the other factors too need to be considered. So if you have to select larger diamonds that have less color and clarity and smaller diamonds which have a higher rating for color and clarity, then it would be best to select the smaller ones. The general quality of the smaller diamonds most often makes it worth much more as investment in the long run as compared to the bigger ones of lesser quality. So you should consider carat weight only if the two diamond sizes you are comparing are nearly identical where color and clarity are concerned.
When you go out to buy diamond jewelry like the diamond citrine rings or diamond amethyst rings, make sure that you concentrate on the diamond, citrine, amethyst or other precious stones rather than the setting alone. Sometimes impulsive buyers just fall in love with the ring setting and they just forget to look at the diamonds and color stones that it holds. Diamonds are supposed to last you forever, and the settings can easily be changed to suit your taste. Do not allow the ring to distract you from your main concern, which is the quality of the diamonds and color gems as well as its long term value.
After all is said and done, at the end of your shopping spree you have to own something that you truly love whether it is one of the diamond amethyst rings, the diamond citrine rings or any other kind of diamond jewelry in combination with other gems too. So if you really love the ring and are not bothered with costs, and have the money to spare, then you should go ahead and buy what appeals to your sense of style. Except for such cases, you would do well to follow the tips mentioned otherwise.
If you?re ready to pop the question, you want to find an engagement ring that demonstrates how much you really care for your bride to be. However, if you?re on a budget a cheap diamond engagement ring might seem impossible to come by.
Thankfully, the following tips are designed to help you stick to your budget while you shop for diamond engagement rings. Whether you choose a 14k or 18k gold band, platinum settings, or anything in between, you can find something affordable for your special someone.
The 4 ?C?s?
Prior to shopping, it?s important to research what makes a quality diamond. Deciding to purchase a ring solely on price isn?t the way to go, and the price of a diamond ring means very little unless you understand the 4 ?C?s? of diamond quality.
The four ?C?s? consist of color, cut, clarity, and carat size. These components are very important in determining a diamond?s quality, but they can show you that a cheap diamond doesn?t necessarily mean it?s worthless.
Granted, an engagement ring that?s 14k gold will cost considerably less than a band that?s set in 18K Gold. Similarly, the larger the carat size, the more money you can expect to shell out towards a fitting ring.
Saving Money on Engagement Rings
Once you?ve educated yourself on the components of a high quality diamond, it?s time to figure out how you?re going to find a ring that still retains its quality.
There are several places you can search for without breaking the bank. First and foremost, you can choose to use a family ring as an engagement ring, which will eliminate any major costs right from the start.
However, if that isn?t an option for you, there are several other places to search for cheap yet high quality diamond engagement rings. For example, consider purchasing a ring from an antique store or pawn shop. This might sound a little odd, but you might be surprised at what you can find if you only take the time to look!
You could also search through jewelry classified ads and find a ring that will suit your needs ? you can always have the stone reset, if you prefer. Finally, you might also want to consider purchasing a ring that has several small stones in the setting rather than one large stone. You?ll save money this way, and still have an affordable diamond engagement ring for your bride to be.
Once you learn what makes a high quality diamond and how to comparison shop for the best price, you?ll be able to find a “cheap” diamond engagement ring she?ll love ? without breaking the bank.
Diamonds have been treasured as gemstones since the ancient times. The popularity of diamonds has risen since the 19th century because of successful advertising in spite of a greatly increased supply. They are not normally used as a mainline store of value during times of crisis, due to their lack of fungibility and low liquidity, but may still be useful during times of hyperinflation. Nearly 20% of mined diamonds are used in jewelry and 80% for industrial uses such as lasers, drill parts and surgical equipment.
Wholesale diamond price has been controlled by the De Beers Group, which has an estimated 40% to 50% of the market. Botswana is currently the largest producer of diamonds with mines operated by Debswana, a joint venture between De Beers and the Botswana government, however, since the 1980s, other producers have developed new mines in Russia, Canada and Australia challenging De Beers’ dominance. The United States is the biggest consumer of diamonds in the world. The U.S. accounts for 35% of diamond sales, Hong Kong 26%, Belgium 15%, Japan 6%, and Israel 4%. The price of diamonds fluctuates with global demand and the world economy.
Diamond prices may vary widely depending on a diamond’s carat, color, clarity and cut, what we call the four C?s factor, although there is no universal world price per gram for diamonds. Numerous institutions have varying standards which can be used to aid in diamond identification and pricing. Gemological Institute of America, American Gemological Society and International Gemological Institute are three such institutions. Some firms offer “investment-grade” diamonds for sale to the public. A prudent investor should ask for a written promise to rebuy the diamonds at or near the purchase price within a specified period. Diamonds may thus be considered as a problematic investment, as it may be easy to buy a diamond, but it is not easy to sell one unless one is already an established diamond merchant.
Another problem for an investor is that purchasers other than established jewelers will be paying retail for a stone but can get only wholesale at most if they sell it back to a jeweler. Today there are a few funds that are investing in diamonds, as these funds purchase unique diamonds which are often very large in size or color, each stone is checked by a few professionals and negotiated until the fund decides to purchase it. Only after this a marketing team goes into action and through an extensive work the fund yield is gained. Grading and certification by recognised laboratories goes some way to redressing this. Colour and clarity grades are parameters which need to be determined by gemologists.
The increasing quality and size, also presents a threat to the value of polished diamonds as a long-term investment. A cautionary example of such a price fall caused by introduction of a new simulant strongly undermining the prices of a natural gem was the permanent fall in natural pearl prices with the introduction of cultured pearls. In part because of the social acceptability of wearing cultured pearls to much of the market, customers migrated from the natural to the lower priced cultured product. There are several factors contributing to low liquidity of diamonds. One of the main is the lack of terminal market. Most commodities have terminal markets, and some form of commodities exchange, clearing house, and central storage facilities. Diamonds are also subject to value added tax in the UK, EU, and sales tax in most developed countries, therefore reducing their effectiveness as an investment medium. Most diamonds are sold through retail stores at very high profit margins. As diamonds in larger sizes become increasingly rare and valuable, any easily visible and readily understood pricing system has been difficult to establish.
The advent of Internet shopping has had a huge impact on how people are dressing and wearing fashion accessories now and choices are one good reason. In the past, if a person was interested in buying and wearing a fine piece of designer gemstone jewelry they were pretty much at the mercy of jewelry shops and the people that worked in them.
Getting any real information out of a jewelry store sales person was like pulling teeth, because all that they wanted you to know was what they had in their cases and the prices that were listed on the over priced jewelry that they had for sale. However; now when you shop on the Internet your choices are endless and reams of information about gems and designer gemstone jewelry are readily available with the simple click of your mouse.
The fact is, that there is a litany of choices when it comes to deciding what particular gems you can wear on your jewelry and people are finding out quickly that they many of the less expensive gemstones look just as fabulous as other types of stones that cost many times more.
This is why before you begin shopping for designer gemstone jewelry you should spend a little time doing some actual research an the wide variety of precious and semi precious stones that are now so readily available online. Its a buyers market out there now, thanks to Internet shopping, so take advantage of that fact and work to get the best deals possible.
Gucci is well known for its luxury items and fashion accessories and their watches are no exception. Gucci watches are one of the more pricey and prized watches you can find in fashion stores today. They always look elegant, even when they are made in nontraditional colors and designs. This is probably one reason why Gucci watches are so highly regarded.
Today’s Gucci draws on a rich history. Back in the early 1920s, an Italian by the name of Guccio Gucci returned to Italy after having lived in London for several years. During his time in London, he worked at the Savoy Hotel, clearly one of the most prestigious and exclusive venues in London and indeed, in Europe. It was here that he acquired his taste for high quality, exclusivity and elegance. When he returned to Italy, he opened a store specializing initially in leather suitcases. It went on to become one of the most famous and respected names in the world of fashion accessories and luxury goods.
These mens watch soon joined the growing range of these Italian-designed luxury items that were sought out by society’s rich and famous. Among them were Princess Grace of Monaco and members of the British royal family and more recent celebrities such as Lindsay Lohan. This is not surprising as Gucci continued to pursue high fashion standards along with quality and exclusivity.
One thing you will quickly notice about Gucci watches is their elegance and quality. Even when its watch is designed for sport and fun, it retains an air of elegance. You might say its interlocking double G logo doesn’t just stand for Guccio Gucci but also for Grand and Good! The use of high quality materials, including sapphire and diamond crystals, and fine Italian leather, as well as Swiss quartz technology, assures you that your watch doesn’t just look great, it also is crafted for precision and endurance.
Gucci watches come in a series, each series reflecting a certain theme aimed at capturing a particular style and image. The watches in each series, while sharing a common theme, present their own individuality. That individuality is provided through the use of different colors in the watch faces and bands or straps.
The range of watches that have appeared in Gucci stores and been promoted in on and offline magazines and websites has been well paced. Not wanting to drop its standards, the company has carefully released its watches in batches or series. Each series is characterized by a design theme into which individuality is built using a select range of watch-face colors.
Looking at a display of these Italian-designed watches, it becomes obvious that Gucci gives design a high, if not the highest, priority. But it does this, apparently, without any compromise in quality and reliability. The priority given to design is evident when you look at the way Gucci watch designs cater for men and women and for each person’s purpose and preference. Gucci offers truly impressive designs that cater to elegant day or night wear, extravagant evening occasions, fun and funky (though never frivolous) tastes, sport lovers’ needs and chic or business-minded practicality.
Among the company’s innovations are the first self-winding watch; the first waterproof watch case; the first wristwatch with a date on the dial; the first watch to show two timezones at once; and most importantly the first watchmakers to earn the coveted chronometer certification for a wristwatch. To date, Rolex still holds the record for the most certified chronometer movements in the category of wristwatches. Another little known fact is that Rolex participated in the development of the original quartz watch movements. Although Rolex has made very few quartz models for its Oyster line, the company’s engineers were instrumental in design and implementation of the technology during the early 1970s.
The first self-winding Rolex watch was offered to the public in 1931, powered by an internal mechanism that used the movement of the wearer’s arm. This not only made watch-winding unnecessary, but eliminated the problem of over-winding a watch and harming its mechanism. Rolex was also the first watch company to create a truly waterproof watch ? another milestone from novelty to functional timepiece. Wilsdorf even went so far as to have a specially made Rolex watch attached to the side of the Trieste bathyscaphe, which went to the bottom of the Mariana Trench. The watch survived and tested as having kept perfect time during its descent and ascent. This was confirmed by a telegram sent to Rolex the following day saying “Am happy to confirm that even at 11,000 meters your watch is as precise as on the surface. Best regards, Jacques Piccard
Rolex has also made a reputation in watches suitable for the extremes of deep-sea diving, aviation and mountain climbing. Early sports models included the Oyster Perpetual Sea Dweller 2000 (in 1971). This watch featured a helium release valve, co-invented with Swiss watchmaker Doxa, to release helium gas build-up during decompression. Another sports model is the GMT Master, originally developed at the request of Pan Am Airways, to assist pilots in transcontinental flights. The Explorer and Explorer II were developed specifically for explorers who would navigate rough terrain ? such as the world famous Everest Expeditions.
On the more glamorous side, Ian Fleming’s James Bond character wore a Rolex Oyster Perpetual in the series of spy novels. In the early EON production Bond films, Commander Bond wore a Rolex Submariner. However, for the Bond films starring Pierce Brosnan, James Bond’s standard issue watch is an Omega Seamaster. This is due in part to Omega being open to jointly promote their association with the films producers .
A wedding is definitely a joyous moment in one?s life. It?s also an exhaustive event. Aside from the basics like searching for a marriage venue, the wedding dress and the reception, another important thing that needs to be done is to find a prefect diamond wedding ring for your sweetheart.
Usually, most couples prefer a diamond wedding ring set because diamond is the only thing that complements love brilliantly. For those who are much into rings, a diamond wedding set is perfect for you because it can serve as an engagement ring and the wedding ring all at the same. If you have enough money, you can gift your special someone diamond engagement ring and diamond wedding ring separately to show your love.
Tradition of Diamond Rings
Diamond is forever and so is the love. The word “diamond” has been derived from the Greek word ?adamas?, meaning “unconquerable”. The importance of giving your loved one a diamond ring dates back to the 15th Century and since that time in history it is a tradition that has continued to the present day. Exactly what is given depends on a variety of things; the type of ceremony, the religion, the culture to name a few. To be honest, anything can be given and the wedding can take just about any form as it is up to those getting married who decide on how the wedding goes. But it?s better to give diamond engagement rings and diamond wedding rings as diamond symbolizes love brilliantly. In traditional UK weddings, the best man is normally the person to give the ring to the groom, for example in David and Victoria Beckham?s wedding, David Beckhams? then team mate Gary Neville gave David the ring. Nowadays, both bride and groom exchange wedding rings on their wedding day.
Ways to find perfect diamond wedding ring
Searching for that unique diamond wedding ring can be stressful and strenuous because there are so many things to consider such as the beauty, shape, size, and cost. The best thing you can do is to trim down these options based on your personal preference and taste. Always remember, diamond wedding rings sets can be expensive but you can always keep an eye for those special deals available at various online jewelry stores.
Here are some tips that can help you in searching for that dream diamond wedding ring set. First, you have to choose a diamond wedding ring set that suits your taste and of your fianc?. Nowadays, it has become very common for the woman to accompany the man in the purchase of an engagement ring. This is a great idea, because then you know she’ll be happy with whatever ring she picks out. It takes all the pressure off you! You will not be blamed for anything. You can relax and chill without worrying about anything. You have other options also; you can know her choice from her parents. You can also take her friend to buy perfect diamond wedding ring for your special someone. Before purchasing diamond engagement ring and diamond wedding ring, you should be well aware of 4Cs: clarity, color, cut, and carat. For common man like us, these are the only clues we have for knowing whether we’re getting ripped off or not. So read and memorize the shortcuts for each C that will make you a good buyer. After all, the amount of money you will invest is your hard earned money.
Open your window of heart for your special someone, gift her one of the most precious diamond wedding rings and enjoy the glow on her face.
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